From: Meryl Lanson [meryll@aksi.net]

Sent: Monday, October 30, 2000 2:14 PM

To: Ray Ferrero Jr.

Subject: Awaiting an honest response - fourth request

Importance: High

Dear Mr. Ferrero,

Why do you continue to ignore my request for answers to questions and
concerns that I have posed to you in my various communications? All I am
asking for is an honest response from the Chairman of Florida Lawyers Mutual
Insurance Company - a man and lawyer who has a reputation for high ethical
standards and honesty amongst his peers.

As I am sure you have noticed, I am patient and quite determined in my
pursuit for answers that I, and the public at large, deserve.

Mr. Ferrero, I still have faith and hope that I will be hearing from you.

Very truly yours,

Meryl M. Lanson
Chief Executive Officer
Victims of the System
www.victimsofthesystem.org