From: Meryl Lanson [meryll@aksi.net]

Sent: Thursday, Nov. 9, 2000 6:53 PM

To: Ray Ferrero Jr.

Subject: Awaiting an honest response - Fifth request

Importance: High

Dear Mr. Ferrero,

I am still here and patiently waiting for you, Mr. Ferrero, the Chairman of
Florida Lawyers Mutual Insurance Company, to address the improprieties and
conflicts of interests regarding the relationship between The Florida Bar,
Florida Lawyers Mutual Insurance Company, member/insured's/owners of The
Florida Bar's created malpractice insurance company, Florida Lawyers Mutual
and the agents/employees of Florida Lawyers Mutual Insurance Company.

When someone becomes aware of a problem and is in a position to be part of
the solution to the problem and chooses to ignore the problem then that
someone is part of the problem.

I still maintain hope and faith that you will do the right thing and that I
will be receiving a response from you.

Very truly yours,

Meryl M. Lanson